At Capital One, we're building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.
Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good.
Commercial Rotation Program Associate - 2021
Capital One's Commercial Banking group is a passionate and entrepreneurial team embracing bold ideas and fostering collaboration to deliver great products. Today, the Commercial Bank services a $70 billion loan portfolio, serving more than 6,100 clients. We span several lines of business to deliver strategic client solutions by driving digital innovations that transform businesses and industries.
What is the Commercial Rotation Program?
The Commercial Rotation Program (CRP) is a two-year rotational program designed to help you launch a challenging, accelerated and rewarding career. You'll have the tools to build a strong foundation in Commercial credit analysis, Commercial risk management, and other various functions and products offered to clients.
As a part of the Commercial Rotation Program, you'll participate in two rotations across various Commercial Bank business areas including: Healthcare & Technology, Media and Telecom, Energy Banking, Financial Institutions, Middle Market Banking, Commercial Real Estate, Capital Markets, and Credit Risk & Analytics.
Rotation locations may include Chicago, IL; Houston, TX; New York City, NY; and DC Metro (Bethesda, MD and McLean, VA). Associate placement in each location is determined by business demand, and Associates can look forward to changing geographic locations at least once during the two-year program.
Throughout both rotations, you'll be an integral part of your team and have a wide variety of hands-on experiences.You'll develop a thorough understanding of commercial banking and risk management, while learning the fundamentals of relationship management, underwriting and portfolio management. Ongoing training will provide an in-depth look into critical teams and support functions, offering you a unique perspective across the Commercial Bank.
You'll receive ongoing mentorship and career development from seasoned leaders and executives across the Bank, helping you build the necessary skills, competencies and experiences to accelerate your career. Challenging team and individual projects, client interaction, broad business exposure, along with an immersion into multiple areas of the Commercial Bank will allow you to develop a strong foundation in financial & credit analysis and grow as a leader in the financial services industry.
Upon program completion, you'll be given the opportunity to explore roles within the Commercial Bank across all business areas and geographies. Many of our graduates go on to pursue careers in areas like Underwriting and Portfolio Management, Credit Risk, Capital Markets, and more.
We value collaboration and innovation. On the Commercial Banking team, you'll find energized, positive people rolling up their sleeves to deliver value-added solutions, products and services for our clients. If you want to be part of a fast-paced, client-centric and strategically-growing business, Capital One Commercial Bank wants you to join our talented group!
Roles and Responsibilities:
Participation in loan origination, structuring, underwriting and risk evaluation of credit facilities
Research and analysis of industry and market data to complete financial projections
Compiling and synthesizing loan, market and company information to build pitch books and client presentations
Analyzing financial statements, portfolio and the company to support business development and credit decisions
Ability to prioritize assignments and multi-task with strong attention to detail
Ability to work in a fast-paced, collaborative and dynamic environment
An ideal candidate would possess:
Exceptional interpersonal, verbal communication and writing skills
Strong quantitative, analytical, problem solving and conceptual skills
Examples of demonstrated leadership and team-oriented traits
Bachelor's degree or higher obtained between December 2019 and August 2021
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
Capital One is an equal opportunity employer committed to diversity in the workplace. Capital One promotes a drug-free workplace.
All qualified applicants will receive consideration for employment without regard to gender, race, color, religion, national origin, sexual orientation, protected veteran status, or disability status.
Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; Newark, New Jersey Ordinance 12-1630; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.