Commercial Real Estate, Senior Credit Analyst
Works closely with underwriters and loan closers to manage deals through the underwriting process.
Responsibilities:
Analyzes commercial loan requests via credit analysis write-up, including but not limited to: completing financial statement and rent roll spreads and preparation of financial statement projection models and analysis.
Initiates deals by managing application circulation, deal folders, and hand off calls.
Assists with Insurance reviews by obtaining broker contacts and flood determinations.
Manages data into workflow/data management systems in support of underwriting, asset management and closing activities.
Ensures data integrity and assists with applicable remediation activities.
Creates packages of exhibits in order to obtain customer due diligence.
Manages credit files, and serves as additional point of contact for documents.
Obtains bids, engages, and schedules site inspections with third party vendors.
Distributes information and reports from third party data sources.
Executes credit checks on all deal parties to ensure compliance to Bank, Agency and Federal regulations and guidelines.
Manages deal deposit and cost accounting summaries, and tracks vendor payments.
Uploads documents and manages data via Agency systems.
Tracks compliance using standard tools and processes, and completes file audits.
Supports CRA data management and reporting.'
Basic Qualifications:
Bachelor's Degree or Military Experience
At least one year of experience in Commercial Real Estate
Preferred Qualifications:
At least two years of experience in Commercial Real Estate
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).