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Join us on our mission to create a completely new, 100% digital bank that truly serves customers' best interests. We are a close-knit and fun-loving team of seasoned financial services professionals who came together for the challenge of building a bank from scratch - and we are committed to doing it all the right way (from technology infrastructure to modern marketing to customer experience).
The anticipated salary range for this role is between $71,000.00and $83,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.
We work with the flexibility and speed of a start-up. But we also have significant stability and capital from being part of the SMBC Group (Sumitomo Mitsui Banking Corporation). SMBC is the second largest bank in Japan and the 12th largest bank in the world with operations in over forty countries. And SMBC is committed to disrupting the US marketplace with ground-breaking products.
It is the best of both worlds, and we are seeking proven marketing leaders to propel us towards a national launch. We have both the ambitious growth plans and the 'patient capital' necessary to execute a multi-year plan. Join us on the journey to deliver an exciting concept of evolved banking.
Under the direction of the Financial Intelligence Unit (FIU) Team Lead, the FIU Analyst will aid in the prevention and/or investigation of financial crimes against the Bank. The position requires the ability to maintain strict confidentiality with respect to highly sensitive information. The FIU Analyst will use various systems and reports to identify questionable customer transaction risks indicative of money laundering, and terrorist financing. This role requires an individual to demonstrate integrity, the ability to work both independently with minimal supervision as well as function as an effective team member in an environment with strict deadlines, multiple tasks, high volume, demonstrate exemplary attention to detail, good verbal and written communication skills, and the ability to maintain the strictest confidentiality with respect to highly sensitive information. The position will require interfacing with business units and developing an ongoing working relationship with support units and management.
- Review alerts to identify potential suspicious activity within a given timeframe.
- Identify patterns and trends consistent with money laundering and terrorist financing, and flag any suspicious activities detected.
- Document and report the investigation findings and prepare case files with required supporting documentation.
- Prepares Suspicious Activity Reports (SAR) in compliance with established regulatory guidelines and time frames.
- Document all research and analysis conducted in the Case Management System Assists in the compliance with 314(a) and 314(b) responsibilities.
- Communicates findings, status, open issues, and other AML-related items to management regularly.
- Communicate effectively with peers, front-line and management when requesting information or documentation and addressing concerns or findings.
- Adhere to all designated time frames, manage workflow to the specified deadlines and complete responsibilities in a satisfactory manner.
- Thoroughly document findings by preparing reports in a manner that is clear and comprehensible to BSA supervisors/managers, internal auditors, and regulatory examiners.
- Report and escalate all concerns or negative findings clearly and objectively to Manager
- Ensure all customer records are properly completed and communicate deficiencies to appropriate party and/or Manager.
- Actively assist the Manager in special projects that are both systems related or involve special investigations or reviews.
- Education: Bachelor's Degree or equivalent experience
Skills & Qualifications:
- Minimum 2 years banking experience, with emphasis on BSA Compliance and due diligence in accordance with KYC, CIP, AML/BSA guidelines required
- Understanding of regulatory environment at state and national level, as well as familiarity with USA PATRIOT Act, BSA, FDIC, OFAC and DFPI laws and statutes
- Ability to work excel in an innovative, fast-paced environment.
- Strong presentation skills with the ability to present in a large group setting
- Strong communication skills with the ability to convey complex ideas in a clear, concise manner
- Detail oriented, accurate, organized and able to work in an environment with multiple priorities
- Language Skills: Business fluency in the following language(s): English
EOE STATEMENT
We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.
CCPA DISCLOSURE
Personal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that Manufacturers Bank collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.manufacturersbank.com/CCPA-Privacy. Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format.